MHADA 2012 COMMENTS AND REPLIES

This is extension to my original post MHADA HOUSING LOTTERY 2012 FOR MUMBAI AND KONKAN.

Below you will find all the comments and replies for original post from 5/May/2012 to 15/May/2012.

Request you visit the above link for latest comments and queries. You will many more questions and answers there.

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Anonymous May 5, 2012 7:28 PM

what is the difference between mhada and konkan?can any one tell me.



Replies Ganesh Punjabi May 6, 2012 11:40 AM

Application has been opened for 2 areas this time on MHADA. For Applying in Mira-road(Konkan), the applicant should not own any home in his/her or partners name in the mira-bayander munciple area. For appying for all other areas viz sion, chembur,kandivili,borivili. the The applicant should not own any home in his/her or partners name in the Mumbai district.



Anonymous May 15, 2012 10:08 AM

can a person who has flat of mhada in mumbai can apply in kokan ?



Anonymous May 16, 2012 10:31 AM

How Many flats u want to have in Mumbai , leave some for others also. People are dying for homes..



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Anonymous May 7, 2012 5:36 AM

I am unable to apply for Mhada lottery. Online form is not available. Please advise if the forms are available at any banks where the applicant can fill in the application and apply.



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Replies Ganesh Punjabi May 7, 2012 8:52 AM

Try Axis Bank !! Probably only online forms are acceptable !!





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Anonymous May 7, 2012 8:03 PM

what are flat rates per square feet going to cost in mhada lottery system



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Replies Ganesh Punjabi May 7, 2012 10:44 PM

You can buy the flats at 60-70% of the current value prevailing in the various area !! Large Savings !! No Fraud !! Genuine Area !!





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Anonymous May 8, 2012 9:06 AM

What link have u provided ?? When its not linking to form.

Plz let me know another link or where to get the hard copy of the form.



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Replies Ganesh Punjabi May 8, 2012 4:30 PM

Click the link provided above .. highlighted as ::::::::: Click here for Applying Online Now.



You would forwarded to MHADA site, where u can fill the online form and print it after completing it.





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afrin May 8, 2012 12:58 PM

Please provide us booklet in english . On Maha website all the details are available in marathi even we click on english



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Replies Ganesh Punjabi May 9, 2012 10:28 PM

No English Booklet available.





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afrin May 8, 2012 12:59 PM

Please provide us booklet in english . On Maha website all the details are available in marathi even we click on english



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Replies Ganesh Punjabi May 8, 2012 4:26 PM

No English booklet available !! Ask someone to read and explain it to you.





Anonymous May 13, 2012 7:58 PM

https://lottery.mhada.gov.in/OnlineApplication/help.do

(This is the link to english booklet you can refer to this while filling the form)





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Anonymous May 8, 2012 10:36 PM

For Mhada, if we are in a MIG can we apply for flats in LIG



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Replies Ganesh Punjabi May 9, 2012 9:45 AM

No !! You have apply only in your own income bracket !!





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Anonymous May 9, 2012 1:56 PM

Hello, I am an NRI employed in uae. can i apply for the HIG group.

regards



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Replies Ganesh Punjabi May 9, 2012 10:31 PM

You need a domicile certificate to be submitted to MHADA proving that you have been residing in maharashtra atleast 15 years to be eligible for the draw. You can apply in HIG if your monthly income increases 40k+





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afrin May 9, 2012 4:51 PM

is it any income proof is require, IF yes then what is require?



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Replies Ganesh Punjabi May 9, 2012 10:33 PM

Yes, only after you win in the lottery. Not required during application. Income tax returns, Salary slips with Form 16 can serve as the proof.





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afrin May 9, 2012 5:08 PM

what is earning slab for LIG , MIG and HIG.my yearly earning is 240,000 so In which category i m belonging.



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Replies Ganesh Punjabi May 9, 2012 10:35 PM

240,000/12 = 20,000/-



LIG Rs. 8,001/- to 20,000/- - if it 20k or less

MIG Rs. 20,001/- to 40,000/- - if it 20k+





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Zahid May 9, 2012 6:08 PM

What are the list of documents require to submit the form ???



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Replies Ganesh Punjabi May 9, 2012 10:38 PM

With the application form, only DD has to be deposited. No other documents are required. The detailed list of document is provided in the booklet, but that are required only after you win the lottery that would include income proof, domicile certificate,etc.





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Roshan May 10, 2012 2:15 AM

Hi i have applied.. but before i could get the application's acknowledgement slip my pc crashed. . is there a way i can get it now.. coz the to do the payment i need the acknowledgment slip..



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Replies Ganesh Punjabi May 10, 2012 10:41 PM

There is reference number to re-view your application and get the slip. If not possible, apply with a new form. The application form would only be counted after a successful payment by way of dd.





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yogesh May 10, 2012 8:52 AM

Plz let me know on which name I have to do dd plz give full details



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Replies Ganesh Punjabi May 10, 2012 10:45 PM

Request you to read the provided booklet atleast once. It contains more information. The DD is in favour of "AXIS BANK ACCOUNT MHADB 2012". The booklet is available for free to download at the links provided in the blog post.





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PUSHKAR May 10, 2012 11:30 AM

If my name appears in lottery; shall i get loan to give 1st installment of 10% or 15%. what is status of powai scheme? is it ready or under construction?



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Replies Ganesh Punjabi May 10, 2012 10:47 PM

All MHADA construction flats are in ready pocession. The home loan from any bank for any property if provided only after you make the initial payment of 15-20%.





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afrin May 10, 2012 4:05 PM

In New booklet main point 1 and sub category point 1.4, what is point content pls give me clarification



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Replies Ganesh Punjabi May 10, 2012 10:51 PM

It says you should be staying in maharashtra for 20 years but the minimum of 15 years is needed for all applicatants. You would need a domicile certificate to prove on this point.





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afrin May 10, 2012 4:16 PM

Income categorywise the code chart is given means person has to apply as per income categorywise. Sir, i have shared my yearly income so can i apply for flat costing Rs:8,88,900/- pls reply



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Replies Ganesh Punjabi May 10, 2012 10:54 PM

It is not the cost of flat, but the income group you come into. If you are looking flat meant for LIG group. Your income should be Rs. 8,001/- to 20,000/-. i.e. The income should Not beless than 8,001/- nor more than 20,000/-.





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Anonymous May 10, 2012 4:46 PM

there is loan availablity . if yes then tell me how many % loan available



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Replies Ganesh Punjabi May 10, 2012 10:56 PM

The housing loan rules of the bank apply. Nowadays maximum of 85% of the total flat value is provided by the bank as home loan that too depending on the income and expenses.





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Anonymous May 10, 2012 5:35 PM

I am married women but my document is still not changed

am i able to apply?



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Replies Ganesh Punjabi May 10, 2012 11:01 PM

You need to provide proof of identity like ration card, electricity bill, domicile cetificate, pan cards. You can apply with any name but you to need provide necessary proofs . You can jointly apply with husband's name. Both your incomes would be counted anyway. The 1st name can be your husbands name. Please see.. One clause also says that applicant as well his/her spouse should not own any property in their name within applied area.





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Anonymous May 10, 2012 9:08 PM

On which DD tp be drawn. Kiran Bagul.



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Replies Ganesh Punjabi May 10, 2012 10:57 PM

please refer above.





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Anonymous May 11, 2012 12:34 AM

hello Ganesh



I have heard that the income group is based on (Basic+DA+bonus) and not the whole gross salary .Please clarify this doubt ?



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Replies theinternetbillionare May 11, 2012 5:41 PM

Yes even i have heard the same thing. Ganesh, Kindly assit in this.





Ganesh Punjabi May 11, 2012 9:42 PM

It includes all the income recieved by the individual except in kind. Travel allowances,perks are excluded from the income portion. It is the gross income other than recieved in kind or allowances. If it is a part of your payslip it should be included.





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Ashmiza May 11, 2012 2:35 PM

Hi,

For MHADA application Ration card is acceptable for residential proof?

Nigra



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Replies Ganesh Punjabi May 11, 2012 9:44 PM

Yes,it is just one of the document. There are many supporting documents to be submitted as proof. please refer document for details.





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afrin May 11, 2012 3:39 PM

sir, in code of chart the estimated cost is given. IS t flat cost



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Replies Ganesh Punjabi May 13, 2012 6:36 PM

Yes, additionally registration charges, advance rental have to paid around 50k.





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afrin May 11, 2012 3:42 PM

Sir, is i apply for LIG category then how mcuh loan i will get from bank? and is it Mahada have tie up with bank



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Replies Ganesh Punjabi May 11, 2012 9:45 PM

MHADA does not have a tie up as of date, but you can get a loan without much difficulties if it is MHADA property as all the property documents required for the loan are available from MHADA. No risk of forgeries here.





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afrin May 11, 2012 3:44 PM

sir, if a person don't have income proof but he has capacity to pay installament as per mahada requirement then can he apply?



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Replies Ganesh Punjabi May 11, 2012 9:48 PM

Income details are required as a confirmation that you belong to that specific group you are applying. A income o 40k+ cannot apply for LIG home. It is not compulsory to go for a loan. Also you should be eligible for the home loan and terms on which the bank grants the home loan.





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afrin May 11, 2012 4:06 PM

how many month salary slip and form no 16 is require?



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Replies Ganesh Punjabi May 13, 2012 6:37 PM

2 years form 16 + 6 months payslip + 6 banks statement May be required to prove your income.





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afrin May 11, 2012 5:08 PM

what % of first installament i have to pay if i win the lottery?



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Replies theinternetbillionare May 11, 2012 5:39 PM

afrin,you need to pay 10 percentage of the cost of falt for booking.





Ganesh Punjabi May 11, 2012 9:50 PM

Also you need to pay advance maintainence for the flats allocated as calculated by MHADA. That would also add to the cost but no loan is available for the same.





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afrin May 11, 2012 5:08 PM

My yearly earning is 240000 then how much loan i will get?



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Replies Ganesh Punjabi May 11, 2012 9:51 PM

refer the earlier reply to for the same amount.





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afrin May 11, 2012 5:19 PM

Is it necessary to keep second applicant /nominee? IF yes the what require? or if seconf applicant or nominee owned property then?



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Replies Ganesh Punjabi May 11, 2012 9:54 PM

The second applicant is not required and not compulsory. If name is included no property should be registered in either persons name.





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Swas May 11, 2012 5:40 PM

I am currently working in UK..and my salary is under HIG. As my dad and I have a joint bank account in India can he submit demand draft while I submit the form from here. Thanks



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Replies Ganesh Punjabi May 11, 2012 9:56 PM

Your presence is not required during application. The primary applicant should be available after winning the lottery and complete the documentation with MHADA.





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Anonymous May 12, 2012 1:24 AM

What should be the name on the DD...



It is no where mentioned..



Please help me if you can..



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Replies Ganesh Punjabi May 12, 2012 11:29 AM

Request you to refer my old Replies also the new booklet page 5.. point 3.6.The DD is in favour of "AXIS BANK ACCOUNT MHADB 2012".





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Minal May 12, 2012 2:58 PM

Information Booklet Download File Not Open, How To Read The Info



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Replies Ganesh Punjabi May 12, 2012 5:35 PM

it is pdf file , download from site and read it in adobe acrobat reader





Anonymous May 16, 2012 1:18 PM

Information Booklet Download File Not Open, How To Read The Info





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Anonymous May 12, 2012 8:33 PM

Sir

We are a family of three Myself, my wife and my son (Age above 21). Total how many applications per scheme code can I make under each name under HIG category .



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Replies Ganesh Punjabi May 12, 2012 10:03 PM

Per scheme code you can make only 1 application with as a single applicant. If you apply jointly you apply but interchanging the primary name. Please see The total house hold income has to be counted and none of the applicants should be holding a flat in his or her spouses name.





Anonymous May 12, 2012 11:03 PM

Following are the details of the No. of applications I intend to make please check .... If I am correct on the number of applications



Members Of the Family. Single Applications to schemes

1. Myself 273,287 and 288

2. My Wife 273,287 and 288

3. My son 273,287 and 288

Total 3 members total 9 applications & no member applies in the same scheme more than once .





Ganesh Punjabi May 13, 2012 11:36 AM

Your wife and yourself, income should form one categeory of application and should proof the total income as per the categeory applied. Your son's income forms the 2nd income categeory and should prove individually his income for the categeory. i meant to say you can club income of husband and wife if u want to apply individually. Son's application would be based on only his income if without any joint applicant.





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Anonymous May 12, 2012 8:51 PM

Sir. Following are the answers to the section 12 of the Online application form .... Please let me know if

1) the answers make me eligible to apply

2) if not then what should their ideal answers be



12. Details about present Accomodation



12.1 Whether rental or on ownership basis * : Ownership



12.2 In whose name the tenancy or ownership stands : Myself (I will mention my name.)



12.3 Whether the applicant has intention to reside in the tenement itself? * : No



12.4 Whether the applicant has intention to settle at the place where he intends to purchase the tenement? No



12.5 How long has the applicant been staying in Maharashtra. : 25 Years



12.6 Whether applicant or his/her spouse has applied in any other scheme? * : Yes



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Replies Ganesh Punjabi May 12, 2012 10:12 PM

The present accomodation if in mumbai and you or your spouse are the owner than you will not be eligible to apply in mumbai. If you have no intention of staying in the MHADA accomodamotion you will not be allowed to buy as MHADA takes the undertaking that you would be residing in the flat you win by lottery.25 years of stay would come with proof of domicile. Multiple application in other scheme is ok.





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Anonymous May 12, 2012 8:57 PM

Sir ,

I live in Pune And I am planning to apply only from an investment prospective in the HIG category .... There are three questions



1) Which are the best schemes under the HIG category (More value for Money from Investors point of View) assuming you have a better idea of the prevalent rates in Powai and Borivalli and their difference with the quoted Mhada rates.



2) What are the resrictions from investors point of view .ie. Can we give it on rent......... Can we sell it ..... After How much time are we allowed to sell the flat.



3) Also how is the construction quality of Mhada .



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Replies Ganesh Punjabi May 12, 2012 10:16 PM

You have to provide a undertaking to mhada what u would be residing in the bought premises. You can't sell/rent it for minimum 5 years as of now and no other person other the person applying can stay in the flat.MHADA also take the photograph of the family that would be residing the alloted flats. All flats sold by MHADA are at discounted price as speicified earlier, as it is scheme of the government to provide the homes to the needy.





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Anonymous May 12, 2012 9:06 PM

What are the ongoing rates in

i. Gorai Road ,Borivalli

ii. Magathane ,Borivalli

iii. MHP Powai



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Ganesh Punjabi May 12, 2012 10:18 PM

Around 25%-30% more that what MHADA provides,refer property site for more details.



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Anonymous May 13, 2012 9:22 AM

Following are the details of the No. of applications I intend to make please check .... If I am correct on the number of applications



Members Of the Family-- Single Applications to schemes

1. Myself-- 273,287 and 288

2. My Wife-- 273,287 and 288

3. My son-- 273,287 and 288

Total 3 members total 9 applications & no member applies in the same scheme more than once .



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Replies Ganesh Punjabi May 13, 2012 11:44 AM

please refer your previous comment





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Anonymous May 13, 2012 9:40 AM

Sir ,

The size of the flat which are mentioned in the application are based on Built up basis Or carpet Area?



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Replies Ganesh Punjabi May 13, 2012 11:37 AM

Built-up area





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Anonymous May 13, 2012 10:00 AM

If you receive the allotment of the flat .... can you later on withdraw the application due to to an unforeseen circumstance.... or May be you do not like the allotted flat .



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Replies Ganesh Punjabi May 13, 2012 11:50 AM

You can surely withdraw the application and not take the allotment of flat. But i guess your earnest amount(amount paid by way dd as application amount) would be forfeited or partly refunded. for more information please call MHADA helpdesk nos.

Ph : 022-664050099 / 022-66405010.





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Anonymous May 13, 2012 11:09 AM

if i hv applied in mira road scheme....can i apply for other schemes viz gorai ,charkop etc?????also my yearly income is 3,00,000 including overtime.bt basic is 18,000pm.So can i apply for LIG?



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Replies Ganesh Punjabi May 13, 2012 11:39 AM

if your income is 18k , u can apply in any LIG group scheme. Only condition isper scheme per application per individual.





Anonymous May 13, 2012 1:12 PM

thnks for ur reply........on the basis of my income tax returns,which is 3,00,000pa,tht comes to 25,000 pm....can i apply for MIG also???





Ganesh Punjabi May 13, 2012 2:04 PM

You can apply only in one cateogeory .. ur income can be 18k or 25k not both.





Ganesh Punjabi May 13, 2012 2:10 PM

your income being 25k u can only apply in MIG and not LIG.





kenish surati May 14, 2012 9:41 PM

please define salary calculation for Mhada... cateogeory is desided on basis of basic salary or all salary... please replu me asap.



Regards,

Kenish





Ganesh Punjabi May 14, 2012 11:59 PM

Total income earned during the financial year 1/4/2011 to 31/3/2012. It would include all allowances other received in kind and perks. You can say the income that is declared in the income tax returns or in the form 16.





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Jahnavi Ray May 13, 2012 2:20 PM

I fall in HIG category and have been staying on rent since 2002, which means only since 10 years - would my domicile make me eligible somehow? I have completed my graduation and post graduation from Mumbai University and hence do need a place of my own to stay. I do not belong to Mumbai but have a job which needs me to stay here permanently. Am I eligible for this scheme? If 15 years is minimum, is there a work-around, somehow I can fall in this category coz I REALLY NEED A HOUSE OF MY OWN to stay. Can you please help with some suggestions to become eligible?



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Replies Ganesh Punjabi May 13, 2012 2:28 PM

You have to be 20 years in any city/town in maharashtra, which can be relaxed upto 15 years to be eligible for the draw.





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Alkesh Mahyavanshi May 13, 2012 3:33 PM

Hi Ganesh,

Can an Individual apply has Joint Applicant, where first applicant is not employed and second applicant is employed and owns a Flat in Kandivili, so is the second applicant eligible for the application.



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Replies Ganesh Punjabi May 13, 2012 6:13 PM

refer my reply to earlier comment





Ganesh Punjabi May 13, 2012 6:15 PM

No, none of applicant has to own a house in Mumbai to eligible for the Mumbai draw. But they can apply in the konkan draw for if the income criteria meets. Joint Applicants both should not own a Home, single applicant his/her spouse must not own a home his/her name.





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Ganesh Punjabi May 13, 2012 3:58 PM

No, none of applicant has to own a house in Mumbai to eligible for the Mumbai draw. But they can apply in the konkan draw for if the income criteria meets. Joint Applicants both should not own a Home, single applicant his/her spouse must not own a home his/her name.



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Anonymous May 13, 2012 4:11 PM

Hi Ganesh,



What about the refund of the DD Amount for the ones who have not made it to the the lottery list. I have heard it takes almost a year, last years applicants have still not received their monies, is that true? Also would there be any deductions, since you have not won the lottery?



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Replies Ganesh Punjabi May 13, 2012 6:18 PM

Last year it was refunded within 15-20 days. No deductions ,entire amount except Rs.50/- the form fee would be refunded





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Vishal Agarwal May 13, 2012 4:49 PM

I am a resident of New Delhi on rent. I have never lived in Mumbai. Am I eligible to apply for MHADA Flats Scheme May 2012 in Mumbai as there is a question in proposal form about how long you have been staying in Mumbai which is mandatory to answer.



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Replies Ganesh Punjabi May 13, 2012 6:21 PM

No, u need to furnish a domicile certificate for living in maharashtra for atleast 20 years, which can be relaxed upto 15 years minimum.





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Anonymous May 13, 2012 4:57 PM

Hi ganesh,

What if you fall in the sc/st category ...

Should you be a domicile too..



Also what about central govt employee

Should you be again a domicile..



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Replies Ganesh Punjabi May 13, 2012 6:24 PM

Domicile is must, other than u would also need the caste certificate as well govenment employee certificate to prove your identity. Additionally u have tick the appropriate categeory for applying i.e. sc/govenment employee but not general.





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ravi May 13, 2012 5:19 PM

sir, if i am not selected in lottery, can i get my 15000 rs. back ??



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Replies Ganesh Punjabi May 13, 2012 6:26 PM

Yes your amount would be refunded.





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Anonymous May 13, 2012 7:59 PM

https://lottery.mhada.gov.in/OnlineApplication/help.do

(This is the link to english booklet you can refer to this while filling the form)



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Replies Ganesh Punjabi May 13, 2012 10:43 PM

The document can be downloaded for reading the instructions needed to fill in the form in english.





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ajit bangera May 13, 2012 8:49 PM

Sir , No OBC quota is mentioned in booklet ,

for all OBC's , in which category we should apply ..



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Replies Ganesh Punjabi May 13, 2012 10:52 PM

You can try SC/ST, find the link to check if you belong to one :

1. http://www.firstfoundation.in/Soc/List_SC.htm

2. http://www.firstfoundation.in/Soc/List_ST.htm



For more information on OBC try calling MHADA helpdesk nos.

Ph : 022-664050099 / 022-66405010.





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Anonymous May 14, 2012 1:51 AM

Mr ganesh,

I am an ex defence personal

Do i need a domicile certificate too...



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Replies Ganesh Punjabi May 14, 2012 9:29 AM

Yes, Domicile would help you prove that u have been in Maharashtra for 15+ years.





theinternetbillionare May 16, 2012 7:21 PM

Domicile certificate is not necessary Only for Employee of Central Government





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Anonymous May 14, 2012 7:53 AM

Mr Ganesh,

My income is 48000 Per month & my son's income is 25000 Per month. We both stay together in Nashik & I own the flat.We both intend to apply separately in the MHADA lottery as single applicants . Under which category can he apply ? And Under what Category can I apply ?



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Replies Ganesh Punjabi May 14, 2012 9:32 AM

EWS Upto Rs. 8,000/-

LIG Rs. 8,001/- to 20,000/-

MIG Rs. 20,001/- to 40,000/- --- Son

HIG Rs. 40,001/- and Above --- You





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Anonymous May 14, 2012 9:35 AM

If a person applies in a particular scheme(as a single name , not joint) , can his wife apply in the same particular scheme in a separate application (as a single name not joint) ?



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Replies Ganesh Punjabi May 14, 2012 11:17 PM

Yes you can. But the household income would be your salary + wife's salary.





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Anonymous May 14, 2012 9:42 AM

Sir i come under the MIG Category I want to make application to only the Mumbai Housing Scheme Not the Konkan Housing Scheme , can I make single applications (only one application) to multiple schemes under the Mumbai Housing Scheme.



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Replies Anonymous May 14, 2012 10:40 AM

My yearly income is 115200 so In which category i m belonging.





Ganesh Punjabi May 14, 2012 11:21 PM

You can apply in different schemes. In one scheme you can apply only once. 115200/12 = 9600/- , LIG i.e. 8001/- to 20000/-





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Nilesh Khairmode May 14, 2012 10:49 AM

Hi Ganesh,



If i m not able to arrange the deposit amount before the time; will axis bank provide me the amount with taking some interest from me. boz last time bank (axis or hdfc) having this facility.



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Replies Ganesh Punjabi May 14, 2012 11:24 PM

I don't think there is scheme for loan on deposit this year, still try contacting axis bank branch for details of the same.





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Anonymous May 14, 2012 3:35 PM

Hi Ganesh,

I have my own business & i have a flat in mira road. The flat is under my & my mother's name. Can i apply a flat in mhada in my wife's name.And also wanted to know which all locations to mhada is planning to have bldgs & what would be the area of the flat



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Replies Ganesh Punjabi May 14, 2012 11:28 PM

You cannot apply for konkan region, but u can apply in mumbai region i.e. otherthan mira-bhayander. The locations is spread across mumbai..sion..kurla..kandivili...borivili.gorai..etc..refer booklet for details.Booklet is available as free download on the MHADA site, link provided above.





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Anonymous May 14, 2012 4:19 PM

HI GANESH,

I AM 30 YRS, BORN IN UP, I HAVE BEEN STAYING IN MUMBAI FOR LAST 20 YEARS, BUT I HAVE DOMICILE CERTIFICATE OF 10 YEARS, WHETHER I AM ELIGIBLE FOR MHADA LOTTERY, IF NO WHAT OTHER DOCUMENTS I CAN PROVIDE FOR ELIGIBILTY?



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Replies Ganesh Punjabi May 14, 2012 11:32 PM

The MHADA clause says that minimum of 15 years should be available for domicile and 20 years of stay in maharashtra. You have to prove that u have been staying in maharashtra for 15+ years. Probably for other documents please try contacting MHADA helpdesk.





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moin shaikh May 14, 2012 5:33 PM

hi ganesh,, ur doing a superbb job... thanks a lottt...



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Replies Ganesh Punjabi May 14, 2012 11:34 PM

Thanks Moin, just passing the information i have nothing else.





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Vinod May 14, 2012 5:50 PM

Dear Ganesh,

last year there was a provision in Axis bank where we can take loan for initial aplication. Is such facility available this year also, If yes can u give the category wise loan /interest amount.

Kindly reply



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Replies Ganesh Punjabi May 14, 2012 11:36 PM

Axis has not advertise for loan on deposit this year, request you to contact Axis bank for details.





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Sachin May 14, 2012 7:50 PM

Hi Ganesh,

As u hav told above "2 years form 16 + 6 months payslip + 6 banks statement May be required to prove your income"

But the problem is i hav joined an company in july 2011.Just 10 months gone.



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Replies Ganesh Punjabi May 14, 2012 11:41 PM

You would be drawing some salary previous to this job. if no form 16 you can furnish income tax returns to prove your income. Also your application is based on the total average income between 1/4/2011 to 31/3/2012. For this year you can provide your payslips and last year the form 16 for 8-9 months.





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su May 14, 2012 7:52 PM

Dear Mr. Ganesh

1)i was NRI before till 2010 then 1 yr i worked in mumbai till dec 2011 but from jan 2012 i m not on job can i apply for a mahada flat ?



2) my mother gets rs 1700 as pension per month can she apply for mahada mira road. she have a flat on her name in mumbai andheri in SRA.



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Replies Ganesh Punjabi May 14, 2012 11:51 PM

The applicant should be furnish a proof that he/she has been residing in maharashtra for 20 years to be relaxed to 15+ years. The domicile certificate can furnish to prove the same. Also the applicant has to apply in scheme depending on the income earned by him/her from the 1/4/11 to 31/3/12. You mom can apply in konkan region





su May 15, 2012 4:10 PM

how about me can i apply for flat now in mumbai i m jobless now ?

and

my mom owns a flat here does that will make any problem for my application?





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Vivek May 15, 2012 12:56 AM

Dear Ganesh,



On the salary calculation front, i'm still confused as the Mhada information booklet says that HRA + travel allowance + Other Conveyance will not be in calculation. can u elaborate in detail the components that need to be taken into account while calculating the income group.



Reply

Replies Ganesh Punjabi May 15, 2012 9:33 AM

HRA is excluded if it is part of the payslip or included in the CTC by the company. Travel and conveyenance, laundry charges, if paid seperately by the company should not be counted as income.





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Deven May 15, 2012 2:37 AM

Hi Ganesh,

You are doing a great job. I work in UK and my salary fall under HIG category. Can I also apply under MIG category. I don't own a flat and want to apply in the mumbai region.



Reply

Replies Ganesh Punjabi May 15, 2012 9:36 AM

The applicant need to be available here for documentation and also furnish the domicile certificate that he has been living in Maharashtra for 15+ years. This would fulfill your eligibility





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Anonymous May 15, 2012 6:25 AM

What if i have all documents required... I have my education and other documents, but not the domicle certificate can i still apply?

Also what are the required documents otherwise??



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Replies Ganesh Punjabi May 15, 2012 9:40 AM

You can apply for lottery , but would have arrange for domicile certificate with the proof of residing in maharashtra for 15+ years.The MHADA allots some time i.e. around 7-15 days to submit the documentation proof after announching the lottery winners.





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Anonymous May 15, 2012 11:50 AM

i have girni kamgar ,why these list listed my name also listed , it allotment list ?



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Replies Ganesh Punjabi May 15, 2012 10:56 PM

I did not understand what list you are talking about, please elaborate.





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Anonymous May 15, 2012 12:35 PM

i am working in ONGC from october 2011...

not a resident of mumbai....

but will be staying fo minimum 5 years...

salary from september is around 50k per month...

am i eligible for MHADA ???



Reply

Replies Ganesh Punjabi May 15, 2012 10:59 PM

You don't have resident of mumbai, but of Maharashtra.If you can't prove that u have been living in Maharashtra for last 15+ years , you would not be eligible. You would need a domicile certificate to prove this.





Anonymous May 16, 2012 12:59 PM

is there not any quota for central govt employee....ongc is psu which comes under central govt..

will i be eligible then ???





Ganesh Punjabi May 17, 2012 1:57 AM

Quotas for State Government (5%) and Central Government (2%), request you refer page 15 and 16 of the booknet for some special clauses mentioned on the page.





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Pramod S. Patil May 15, 2012 1:01 PM

I hv applied for MIG. I want to know that what will be total buying cost of Flat at Pratiksha Nagar?



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Replies Ganesh Punjabi May 15, 2012 11:02 PM

The cost in the document is actual cost of the flat, addition to that around 50k would be required as some advance maintenence charges by MHADA for the flats allocated.





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VINODKUMAR May 15, 2012 1:05 PM

My Income is 25000 p.m (Gross). According to your location list from website for MIG Group Values for the flat is more than 24 lacs. How can I apply. The amount is out of my capacity. Can I apply in LIG - Mira Road(Konkan)?



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Replies Ganesh Punjabi May 15, 2012 11:07 PM

For income of 25k you would be eligible for MIG only. If your gross income contains the HRA or travel allowance you can reduce it. If by reducing all that your income goes below 20k, than only you would be eligible for applying in LIG otherwise not.





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Anonymous May 15, 2012 2:13 PM

Dear Ganesh,



I had applied for Mahada in scheme code 277 & 278, I am residing in Mumbai more than 25 yrs, I want to know how I can get a domicle certificate? pls let me know.

Thanks.



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Replies Anonymous May 15, 2012 5:44 PM

hi,

this is ashish here you can apply for domicial for proper mumbai you have to apply at old custom house and if you are staying in suburb then it will be at andheri west near navrang cinema tuesday / Thursday / Saturday between 10 to 1.30 and at old custom house you can submit everyday between 10.30 to 1.30 monday to friday it take 1 wwek for old custom house and 12 days for andheri tahsildar office.

PLEASE CHECK YOUR AREA BEFORE TAKING THE FORM BECAUSE I WAS RUNNING HEAR THERE BECAUSE I DIDINT KNOW WHERE TO APPLY.





Ganesh Punjabi May 15, 2012 11:13 PM

You can also refer my other blog post for applying certicates online which includes domicile certificate.



Check out the below link :



http://currentnewsandinformation.blogspot.in/2011/05/online-application-for-certificates.html





Lancy May 16, 2012 2:55 PM

Hi Ganesh,



Do you have any such links for people living in Thane District.

Thanks





Ganesh Punjabi May 17, 2012 2:12 AM

Not Available , will update if found.





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Anonymous May 15, 2012 2:37 PM

Hi,

I am confused on the salary components used for calculation.

Following are the components of my payslip

1. basic

2. conveyance allowances

3.education allowances

4. hra

5. lunch allowances

6. special allowance

7. monthly pi

Could u please highlight which of the above should be used?



Also I have yearly bonus and pi as seperate...



Reply

Replies Ganesh Punjabi May 15, 2012 11:21 PM

Just Exclude the HRA and Conveyance Allowance part. Rest all need to be considered.





Anonymous May 16, 2012 10:52 AM

thanks ganesh

should LTA also be excluded?





Ganesh Punjabi May 17, 2012 12:40 AM

Only Conveyance and office travel charges is excluded, LTA has to be included in the income portion.





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Anonymous May 15, 2012 7:30 PM

Ganesh

In which bank in Pune can i submitt the completed application with the DD



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Replies Ganesh Punjabi May 15, 2012 11:24 PM

Axis Bank





Sandeep May 15, 2012 11:54 PM

On MHADA website you can find a link directing to AXIS Bank branches URL is https://lottery.mhada.gov.in/results/publishdata/booklet/booklet.html





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Sandeep May 15, 2012 11:49 PM

Hi Ganesh,

You are doing great job. Kudos.



My mother earns Rs 25,000 pm and father earns Rs 50,000 pm.

I have filled one form under my mother's name as total income stands in HIG as well separate form for father under HIG?

Is it valid? I haven't made payment yet. Please advice.



Reply

Replies Ganesh Punjabi May 16, 2012 12:11 AM

Hope none of you own a house in your name if you are single.

If you are married your mom and dad should not be owning a house in either of their names.



You would be eligible in this case with the above conditions.





Sandeep May 16, 2012 12:18 AM

Thanks for reply Ganesh.



My mom and dad dont own house in Mumbai but in Kalyan.

My question was can they apply two separate forms under General Public category, 273 Powai under HIG sceme as separate individuals?

Or their total income will be considered as one entity under total family income ans so they cant apply separately?





Ganesh Punjabi May 16, 2012 9:01 AM

They can apply in 2 different application individually with the total family income.





Anonymous May 16, 2012 6:08 PM

Hi Ganesh,



Really thanks for all the information which is shared, i got many information while referring to your Replies . You are doing a great job.



Best regards

Vishal




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Thanks for Visiting.

Ganesh Punjabi

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For More Details on MHADA LOTTERY RESULTS Refer My Updated Post below :

MHADA LOTTERY RESULTS FOR MAY 2012